How We’re Preparing for Our Kids Future College Costs. #BabySteps

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This post was sponsored by State Farm. For more information on the best financial services for your family, please visit or call a State Farm agent. #BabySteps

As I watch my kids, snug in their beds sleeping, I often wonder about their future. Will they go to college? What will they be when they grow up? Will they get married and have families? I realize that it all goes by so quickly. It seems like just yesterday our oldest was born. I remember walking into the hospital to be induced. I remember how I felt – the pain, the emotions, the relief, and how I was so excited that I got to be her mom. That I get to guide her on her journey through life and help her become the best person she can be. I get to do this with all 4 of my babies and it’s an exhausting, stressful, and exciting journey that I am thrilled to follow them on.

One of the paths I hope they take is going to college. I want them to have a good education so they can have good jobs to be able to take care of themselves. Something that they’ll enjoy doing and that will allow them to be financially stable, but isn’t this every parent’s wish? We all want what’s best for our children after-all. My husband and I are getting to a place where we are ready to start planning for our children’s future. We’re a little late to the game, since we didn’t start when our children were first born, but we’re ready now and hoping we can catch up on the few years we missed. Since we’re State Farm customers, we figured it would be best to sit down with our local State Farm agent, Diana Delija-Munoz to see what college savings options they offer and what would work best for our family. I had so many questions that she was able to answer and we went over each opportunity, played around with savings options, and looked at what would be a good fit for our family.

The visit was very informative and helped give us some direction on something we know very little about. Both of us paid for college with student loans and we’re still paying our debts. Our hope is that we can try to avoid that for our kids by saving for their future college costs. In addition to whatever money we save for them, we’re hoping that they can also score some scholarships. We’ll also be starting to teach our kids about saving and the importance of it. My grandpa always had a savings “rule” when it came to any money earned (that he still talks about to this day); ⅓ into savings, ⅓ to bills, and ⅓ to spend. It’s something I’ve tried to apply to our lives and something I want to teach my kids. While visiting with our agent I asked her what her one tip for adding extra money to a child’s college fund would be and her advice was to skip the coffee line and brew at home and skip the drive through. This is advice I completely agree with. You can save so much money by cooking at home and the money saved can all be applied to your child’s college savings. Overall my visit with our State Farm agent Diana was helpful and if you need information or help on savings for college, I would suggest talking to your local agent to learn more about the many options they offer and which would be a good fit for your family.

This post was sponsored by State Farm. For more information on the best financial services for your family, please visit or call a State Farm Agent.